---
title: "Shopify Fee Calculator: Advanced vs Plus Break-Even"
canonical_url: "https://www.skaidigital.com/tools/shopify-fee-calculator"
markdown_url: "https://www.skaidigital.com/tools/shopify-fee-calculator.md"
date_modified: "2026-10-21"
last_updated: "2026-10-21"
---

# Shopify fee calculator: what each plan costs at your volume

Enter your monthly sales and how you take payments to see what each Shopify plan really costs, including card and transaction fees. The calculator shows the sales volume where Shopify Plus becomes cheaper than Advanced, and which of your requirements only Plus covers.

Prices checked 21 October 2026 (US). Sources: [Shopify pricing](https://www.shopify.com/pricing), [Shopify Plus upgrade](https://www.shopify.com/plus/upgrade), [Shopify Plus](https://www.shopify.com/plus), [Shopify B2B Help Center](https://help.shopify.com/en/manual/b2b).

The interactive calculator is at https://www.skaidigital.com/tools/shopify-fee-calculator. A worked example for $100,000 a month in online sales, an $80 average order, yearly billing, a 3-year Plus term, every sale through Shopify Payments and 3 staff accounts:

| Plan | Monthly total | Annual total | Meets the requirements |
| --- | --- | --- | --- |
| Basic | $3,414 | $40,968 | No |
| Grow | $3,274 | $39,288 | Yes |
| Advanced | $3,344 | $40,128 | Yes |
| Plus | $5,045 | $60,540 | Yes |

At this payment mix, Plus costs less than Advanced above $808,750 a month in online sales.

## How Shopify's fees add up

Every Shopify plan has three costs, and they grow differently with your sales. The subscription is fixed: Basic is $39 a month billed monthly or $29 billed yearly, Grow $105 or $89, and Advanced $399 or $359. Shopify Plus starts at $2,500 a month on a 1-year term or $2,300 on a 3-year term.

Payment processing is a share of every order plus a fixed fee. With Shopify Payments, online standard cards cost 2.9% on Basic, 2.7% on Grow, 2.5% on Advanced and 2.25% on Plus, each plus 30¢. Premium cards cost more, and international cards add 1%.

If a third-party payment provider handles your checkout, Shopify adds its own fee on top of that provider's rates: 2% on Basic, 1% on Grow, 0.6% on Advanced and 0.2% on Plus.

The 30¢ per-order fee is the same on every plan, so it adds to your total but never changes which plan is cheaper. Yearly billing lowers the Basic, Grow and Advanced subscriptions, and the longer term lowers the Plus subscription. The calculator uses whichever you choose.

## When Shopify Plus pays for itself on fees

Plus costs more each month but takes a smaller share of every sale. It pays for itself on fees once that saving covers the extra subscription: divide the difference in subscriptions by the difference in rates. With standard cards and every sale through Shopify Payments, Advanced takes 2.5% and Plus 2.25%.

| Advanced billing | Plus term | Plus costs less above |
| --- | --- | --- |
| Monthly ($399) | 3-year ($2,300) | $760,400 a month |
| Yearly ($359) | 3-year ($2,300) | $776,400 a month |
| Monthly ($399) | 1-year ($2,500) | $840,400 a month |
| Yearly ($359) | 1-year ($2,500) | $856,400 a month |

Third-party gateways reach the break-even sooner, because Shopify's own fee drops from 0.6% to 0.2%. With every sale through a third-party provider, Advanced billed monthly against Plus on a 3-year term breaks even at $475,250 a month.

The lower steps work the same way. Grow costs less than Basic above $33,000 a month billed monthly ($30,000 billed yearly), and Advanced costs less than Grow above $147,000 ($135,000 billed yearly).

## Why most brands upgrade before the fee break-even

Shopify says brands “typically upgrade to Shopify Plus when their online sales reach about $80,000 per month” ([Shopify Plus upgrade](https://www.shopify.com/plus/upgrade)). The fee maths alone points far higher, at $760,400 a month or more, so below that the reasons to upgrade are features, not fees:

- Checkout UI extensions, and Shopify Functions in your own custom apps.
- More than 3 B2B company catalogs, with company-specific pricing, deposits and partial payments. Our [Shopify B2B services](/services/shopify-b2b) cover that build, as in [Abate's B2B ordering](/case-studies/abate-b2b).
- Up to 9 expansion stores for the same brand in one contract.
- 25 headless storefronts instead of 1.
- Higher API rate limits on select APIs, and unlimited staff accounts instead of 15.

Our [Shopify vs Shopify Plus guide](/guides/shopify-vs-shopify-plus) covers each of these in detail, and [Shopify Plus development](/services/shopify-plus-development) covers the work an upgrade still needs: Plus gives you the capabilities, not a finished checkout or storefront.

## What this calculator doesn't include

Shopify doesn't publish the variable platform fee that more complex, higher-volume Plus businesses move to, so the calculator never guesses it. Ask Shopify for a quote, then enter it above: every result switches to your quoted price.

The totals also leave out apps, themes, development, your payment provider's own fees unless you enter them, taxes, currency conversion, chargebacks and in-person sales. Rates are Shopify's published US rates, checked 21 October 2026. Shopify says transaction fees and card rates vary by region, so check [Shopify pricing](https://www.shopify.com/pricing) for your country.

## Multiple stores and markets

Shopify Markets sells to several countries from one store, so it adds no subscription. Separate stores are different: on Basic, Grow and Advanced each extra store is another subscription, which the calculator assumes is on the same plan. Plus includes up to 9 expansion stores for the same brand in one contract, and a different brand needs its own Plus contract.

Our guide to [running multiple Shopify stores](/guides/shopify-multiple-stores) compares the two set-ups. Moving from another platform? Model your Shopify costs here first, then read the [Magento to Shopify migration guide](/guides/magento-to-shopify-migration).

## Frequently asked questions

### How much does Shopify Plus cost?

From $2,300 a month on a 3-year term or $2,500 a month on a 1-year term. More complex, higher-volume businesses can move to a variable platform fee (US, checked 21 Oct 2026). Source: [Shopify Plus upgrade](https://www.shopify.com/plus/upgrade).

### What are Shopify Plus transaction fees?

With Shopify Payments, online standard cards cost 2.25% + 30¢. With a third-party provider, Shopify charges 0.2% on top of that provider's fees (US, checked 21 Oct 2026). Source: [Shopify pricing](https://www.shopify.com/pricing).

### At what revenue should I upgrade to Shopify Plus?

On fees alone, at around $760,400 to $856,400 a month through Shopify Payments, depending on billing. Most brands upgrade earlier for features: Shopify says brands “typically upgrade to Shopify Plus when their online sales reach about $80,000 per month” (US, checked 21 Oct 2026). Source: [Shopify Plus upgrade](https://www.shopify.com/plus/upgrade).

### Is Shopify Advanced or Plus cheaper?

Advanced is cheaper below the break-even, $776,400 a month with Advanced billed yearly and Plus on a 3-year term, unless you need Plus-only features (US, checked 21 Oct 2026). Source: [Shopify pricing](https://www.shopify.com/pricing).

### Do I pay transaction fees with Shopify Payments?

No third-party transaction fee. You pay your plan's card processing rate, for example 2.5% + 30¢ for online standard cards on Advanced (US, checked 21 Oct 2026). Source: [Shopify pricing](https://www.shopify.com/pricing).

### Can I run multiple stores on Shopify Plus?

Yes. Up to 9 expansion stores for the same brand are included. A different brand needs its own Plus contract (US, checked 21 Oct 2026). Source: [Shopify Plus upgrade](https://www.shopify.com/plus/upgrade).

### Does the calculator include the variable platform fee?

No, because Shopify doesn't publish it. If you have a quote, enter it and the calculator uses it everywhere.

### Are these prices the same outside the US?

No. Shopify says rates vary by region, so check the pricing page for your country. Source: [Shopify pricing](https://www.shopify.com/pricing).

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